CANADIAN DEBT OPTIONS. A SIMPLE START.
Debt on your mind?
Let’s find your next step.
Answer a few simple questions. Get a free summary of your chosen path, who to speak with and what to ask—before sharing contact details.
Find my debt relief options- Free to use. No obligation.
- No credit check in this form.
- You choose whether to share your details.

A SIMPLE PLACE TO START
A clear starting point.
Before you commit.
Choose your direction
Debt help, borrowing, credit or business. Start with what you need.
Get your conversation guide
See who handles your situation, what to ask and what to have handy.
Take the next step your way
Read your result first. Then choose whether to explore a conversation.
DEBT HELP, ON YOUR TERMS
You don’t have to
figure this out alone.
Falling behind on payments? Looking to combine debts? Not sure where to start? You don’t need to know which solution to ask for.
Loans, repayment support and formal debt solutions are different paths. We keep your choice at the centre, so a request for debt help doesn’t quietly become a loan enquiry.
Find my debt relief optionsKNOW WHAT TO EXPECT
Good questions.
Clear answers.
No payment. No obligation. Your choice.
What will I get before sharing contact details?
A summary of your chosen direction, the type of professional to speak with, a useful opening question and a short preparation checklist. You can review or change your answers first.
Does this check my credit or apply for a loan?
No. This questionnaire does neither. A lender may have separate application and credit-check requirements if you later choose to apply.
Is DebtHelpers free to use?
Yes. DebtHelpers does not charge consumers. A provider’s loan costs or professional-service fees are separate and should be explained before you agree to anything.
Who gets my information?
Enquiries remain unavailable until recipient and consent arrangements are approved. No request can be sent while that gate is closed.